Summary of support systems useful for child-rearing generations
The year 2025 will be a year of great change for the child-rearing generation. A number of new systems to support daily life and household finances are being launched, including the expansion of child allowances, new benefits, and systems to encourage flexible working styles. We will introduce the latest child-rearing support systems.
1. Expanding child allowances to provide strong support for household finances
- The payment target isExpanded to high school students
- Starting with the October 2024 payment (paid in December), the scope of child allowance has been expanded to "up to the end of the first March after the child reaches the age of 10."
- Families with high school-aged children are also eligible for the allowance.
- After the third childIncreased to 3 yen per month
- For the third child and beyond, the amount increases from 3 yen to 15,000 yen.
- Economic burdens have been reduced and support for large families has been increased.
- Income restrictions lifted
- High-income households will also be eligible, making the benefit available to more families.
- Application and confirmation points
- Families with high school-aged children or large families may need to submit additional applications or check with their local government. Be sure to check the local government's information frequently.
2. Postnatal Leave Support Benefits Make it Easier to Take Childcare Leave
- The new system will start in April 2025
- If both parents take parental leave for 14 days or more,Up to 28 days: 80% of pre-leave wages (10% of take-home pay)will be provided.
- Strengthening support for dual-income families
- This reduces financial anxiety and makes it easier to take childcare leave.
- How to apply and points to note
- You can apply through your employer's human resources department or at Hello Work. Be sure to pay attention to the deadline for submitting documents.
3."Any Child Can Come to Daycare" System Allows for Flexible Use of Daycare
- Starting in April 2025 in some municipalities
- Children aged 0 years 6 months to under 3 yearsHowever, regardless of the work requirement,Childcare servicesare available.
- Short-term storage also available
- Children who do not attend nursery school can also be left in our care when necessary.
- It is important to check with the implementing local government
- Not all municipalities have implemented this system, so please check the website of your local municipality.
4. Safeguarding livelihoods through grants for non-taxable households and electricity and gas subsidies
- Special benefits for households exempt from resident tax
- 3 yen per household, plus 1 yen per childIs done.
- Resumption of electricity and gas subsidies
- Dealing with rising utility billsMeasures to support households are being implemented.
- Application flow
- Follow the instructions sent by your local government to apply. Be sure to pay attention to the application deadline.
5. Revision of the Childcare and Family Care Leave Act gives workers more freedom in how they work
- For parents with children aged 3 to pre-elementary school ageFlexible working arrangements mandatory
- Companies are required to offer two or more different working options, such as reduced working hours and working from home.
- Expansion of overtime exemption system
- Parents with children not yet enrolled in elementary school are also eligible for the overtime exemption.
- Nursing leave can now be taken for school events
- Parents with children up to the third grade of elementary school are also eligible for leave for events such as entrance ceremonies and graduation ceremonies.
6. Tax reform will eliminate the "103 million yen barrier"
- Raising the minimum taxable income
- Due to tax reforms in fiscal 2025, the total of the basic deduction and salary income deduction will be 123 million yen.
- Flexibility in working style
- It will be easier to work without being restricted by the "103 million yen barrier," and it will be easier to plan your household finances.
7. Expansion of life insurance premium deductions (applied from 2026)
- Good news for families with dependents under the age of 23
- The deduction limit will increase from 4 yen to 6 yen.This will contribute to reducing the tax burden.
- Time to review your insurance
- It seems likely that more households will consider reviewing or changing their contracts at this time.
8. Energy-efficient housing subsidies improve the quality of your home
- Subsidy of up to 160 million yen for new construction and renovation
- A wide range of households, including those with children, are eligible for the subsidy.
- Budget-friendly and environmentally friendly housing
- This will help reduce utility bills and create a more comfortable home.
Summary
The 2025 child-rearing support system not only aims to reduce the burden on household finances, but also to improve the quality of life in all aspects, including child-rearing, working styles, and education.
- Since the target and procedures differ for each system, be sure to check the official information of your local government or employer.
- Don't miss deadlines for applying for benefits and deductions
- Use the system flexibly according to your family's life stage and income/expense plan
"I didn't know" is a waste. By understanding the latest information and taking advantage of the system that suits your family, you can plan your life and child-rearing with more peace of mind and comfort.
